A new scam is targeting people using PAN cards and India Post Payments Bank accounts.
Scammers are finding new ways to steal your money and personal information. Here’s everything you need to know to stay safe.
What is the PAN Card 2.0 Scam?
Fraudsters are calling people and pretending to offer an upgrade to their PAN card, calling it a “PAN Card 2.0”.
They ask for your personal details, including your PAN card number, Aadhaar number, and bank details. Once they get this information, they can access your bank account and steal money.
How Does the Scam Work?
Fake Calls and Messages: Scammers call or send messages pretending to be from the government or a trusted organization.
Request for Personal Details: They ask you to share your personal details, like your PAN card number, Aadhaar number, and bank account details.
Fake Fees: Some scammers ask you to pay a small fee for the "upgrade" to PAN Card 2.0.
Account Hacking: Once they have your details, they use them to hack your bank account, especially if you have an India Post Payments Bank account.
How to Protect Yourself
Don’t Share Personal Information: Never share your PAN number, Aadhaar number, or bank details over the phone or online unless it’s a trusted and verified source.
Beware of Fake Calls: Government agencies never call or message to upgrade your PAN card or ask for money.
Verify Before Acting: If someone claims to be from a bank or government, call the official customer care number to verify.
Use Strong Passwords: Protect your bank accounts with strong and unique passwords. Don’t share them with anyone.
Keep an Eye on Your Account: Regularly check your bank account for any unauthorized transactions.
What to Do If You Are Targeted
Ignore the Call or Message: If you get a call about PAN Card 2.0, hang up immediately. Do not share any details.
Report the Scam: Inform your bank or the cybercrime department about the scam.
Block the Scammer: Block the number on your phone to avoid further calls.
Secure Your Accounts: Change your bank passwords and update your account security if you think your details are compromised.
Conclusion
The PAN Card 2.0 scam is a serious threat to your financial safety. Always be careful about sharing personal information and report suspicious activities immediately.
Protect your India Post Payments Bank account and stay alert to avoid falling victim to these fraudsters.
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